| Key Features:
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| Loan Amount: |
| Maximum loan amount would be Rs.5 lacs for Resident Indian and Rs 2 lacs for Non Resident Indian subject to IIR/FOIR grid AND LTV/LCR as per prevailing policy. |
| Tenure: |
| 5 years for Resident and Non Resident Indian |
| Interest Rate:
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| Floating rate with variable tenure will be offered. Please contact our branches for the prevailing rates.
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| Fees:
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Please contactour branches for Processing fees
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| Repayments:
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uniform EMI OR FLIP (Flexible Loan Installment Payment) will be available.
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| Repayment mode: |
| ECS (Electronic Clearing Service) is preferred. |
| Pre payment charges:
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| As applicable from time to time. (Please contact our branches for details).
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| Basic Eligibility Criteria: |
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Parameters
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Salaried
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Self-Employed
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Profile
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Salaried (Govt. & Corporate)
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Salaried (Pvt. Ltd)
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Non professional (proprietors, Director, Partners, Agents)
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Professional (Doc, CA, Engineers)
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Age
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Min 21, Max-60
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Min 21, Max-60
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Min 21, Max-65
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Min 21, Max-65
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Qualification
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Graduate
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Graduate
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Graduate
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Graduate
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Experience
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Confirmed employee with a minimum 1 years experience in same company
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Confirmed employee with a minimum 5 yrs exp in same company / Industry
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3 years
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3 years
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Income Eligibility*
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Min Rs.180000/- per annum
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Min Rs.180000/- per annum
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Min Rs.180000/- per annum
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Min Rs.180000/- per annum
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| Salaried Individuals
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Self-Employed Individuals |
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Latest salary slip or salary certificate
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Last 3 years Income Tax returns duly certified by CA
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Form No.16 or PF statement or appointment letter in case of Cash Salary. |
Last 3 years Balance Sheet and Profit and Loss A/c with Annexures and Schedules
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| Age Proof
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Identification Proof
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Passport size Photograph |
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Repayment track record, if any. |
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Bank statement / Pass book copy for last 6 months
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Any other documents, as may be required. |
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| * Conditions apply. The above mentioned terms and conditions are subject to change without prior notice. Please contact one of our branches for details. |
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